One of the most common questions I get from buyers looking at Lake of Bays waterfront properties is whether they can build living quarters in a boathouse. Let me be crystal clear: in the Township of Lake of Bays, the answer is a firm no. The township has strict zoning by-laws that prohibit any kind of living accommodations in a boathouse. That means no bedrooms, no bathrooms, no kitchens, and definitely no sleep cabins above the boathouse.
Understanding the Rules
Just last week, I was showing a stunning property on Ten Mile Bay to buyers from Toronto. They had spent time in Muskoka Lakes, where their friends had a gorgeous boathouse with a guest suite above. Naturally, they assumed they could do the same on Lake of Bays. I had to break the news: while their vision was beautiful, Lake of Bays does not allow living accommodation with boathouses.
Designing a Boathouse That Works for You
Don’t let this restriction discourage you from creating an incredible boathouse! While sleeping quarters aren’t permitted, I’ve worked with clients and their architects to design stunning, functional spaces that enhance their waterfront lifestyle.
For example, one client recently completed a boathouse with a covered slip for their vintage Ditchburn boat, custom marine storage solutions, and a beautifully appointed changing area. Another incorporated a comfortable seating and entertainment area where they spend summer afternoons watching the boats go by—all completely compliant with township regulations.
Why These Rules Exist & Why They Matter
Some buyers find these regulations frustrating, but they serve an important purpose. Lake of Bays is known for its pristine shorelines, clear waters, and the perfect balance between development and natural beauty. These zoning laws help preserve that character, ensuring our lake doesn’t become overbuilt or lose its unique charm.
Each of Muskoka’s six municipalities has its own set of rules, making it essential for buyers and waterfront homeowners to understand what’s possible before starting a project.
Let’s Talk Boathouses
Thinking about building a boathouse on your Lake of Bays or Muskoka waterfront property? Have questions about what’s allowed? Let’s chat before you start planning. I can help you navigate the regulations and avoid costly surprises. I can recommend top notch builders and designers in the area that can help you create a stunning boathouse that enhances your waterfront experience—while staying fully compliant with local bylaws.